Do You Run a Credit Check When I Apply for a Yeeld Account?

No.

Opening a Yeeld account does not require a credit check, and applying for an account will not affect your credit score.

Why Don't You Run Credit Checks?

A Yeeld account isn't a credit product.

When you apply for a Yeeld account, we'll verify your identity as part of our regulatory Know Your Customer (KYC) and anti-money laundering (AML) requirements, but we don't assess your creditworthiness because you're not applying to borrow money.

What Checks Will Be Carried Out?

Although we don't perform a credit check, we'll ask you to complete identity verification.

This helps us:

• Confirm your identity.
• Protect your account from fraud.
• Meet our legal and regulatory obligations.
• Keep the Yeeld platform safe for all customers.

Will This Affect My Credit Score?

No.

Your application for a Yeeld account will not impact your credit score because no credit search is carried out as part of the application process.

What If I Apply for a Credit Product in the Future?

If Yeeld introduces products that involve borrowing, such as loans or other forms of credit, different checks may apply. Any credit checks required for those products would be explained clearly before you submit an application.

In Summary

• Yeeld does not run a credit check when you apply for a Yeeld account.
• Applying for an account will not affect your credit score.
• We do verify your identity to meet legal and regulatory requirements.
• If a future Yeeld product requires a credit check, this will always be made clear before you apply.