Spending Insights with Penny
Discover how Penny helps you understand your spending patterns and provides insights to manage your money better
Penny gives you a clear picture of where your money is going with detailed spending insights:
- Spending Breakdown: Penny can break down your expenses into different categories, such as dining, shopping, entertainment, travel, and more. This helps you see at a glance where most of your money is being spent.
- Visual Representations: Penny uses charts and graphs to visually represent your spending patterns over time. For example:
- Pie Charts: Show the proportion of your total spending across different categories.
- Bar Graphs: Compare spending between months to highlight trends or changes in habits.
- Line Graphs: Track your spending over a period, showing peaks and troughs in specific categories.
- Custom Queries: You can ask Penny specific questions like, "How much did I spend on groceries last month?" or "What was my biggest purchase in August?" and get an immediate response.
- Highlight Trends: Penny identifies patterns in your spending, such as regular overspending in certain categories, and alerts you to these trends so you can make adjustments.
With Penny, you’re always informed about your financial habits, allowing you to make smarter choices and optimise your spending.