What Is Roast Mode?

Roast Mode is Penny's humorous way of helping you reflect on your spending habits.

Rather than simply pointing out where your money has gone, Penny delivers light-hearted, playful comments about certain purchases to encourage you to think twice about your discretionary spending.

It's designed to make managing your money a little more entertaining—never to make you feel bad.

Completely Optional

Roast Mode is entirely optional.

You choose whether you want Penny's playful commentary, and you can switch it on or off whenever you like.

To enable it, simply ask Penny:

• "Activate Roast Mode."

If you decide it's not for you, just say:

• "Deactivate Roast Mode."

Penny will immediately return to her normal style of feedback.

What Does Roast Mode Do?

When Roast Mode is enabled, Penny may occasionally respond with humorous observations about your spending.

For example, if you've ordered several takeaways in a short period, Penny might say:

"Are we feeding a small army with all these deliveries?"

The goal isn't to criticise your spending—it's to make you smile while encouraging you to think about your financial habits.

Designed with Sensitivity in Mind

Roast Mode isn't designed to embarrass, shame or upset you.

Penny carefully selects the types of spending she jokes about.

Roasts are generally limited to discretionary spending in categories that are commonly associated with impulse purchases or non-essential spending, such as frequent takeaways, shopping or entertainment.

Penny avoids making light of sensitive or essential spending, helping ensure Roast Mode stays fun and respectful.

Helping You Stay Accountable

Sometimes a little humour can be more memorable than a traditional financial notification.

Roast Mode encourages you to pause and reflect on your spending decisions without making budgeting feel like a chore.

Many users find that a funny comment is enough to make them think twice before making another unnecessary purchase.

You're Always in Control

If you ever feel like taking a break from the jokes, simply ask Penny to turn Roast Mode off.

Your financial insights, analysis and support remain exactly the same—the only thing that changes is Penny's personality.

In Summary

Roast Mode is:

• An optional feature that adds humorous commentary to your spending.
• Activated by asking Penny to "Activate Roast Mode."
• Focused on discretionary spending rather than essential purchases.
• Designed to be light-hearted, respectful and never intentionally upsetting.
• Easy to switch off at any time by asking Penny to "Deactivate Roast Mode."

Roast Mode is all about making personal finance a little more enjoyable, using humour to help you stay mindful of your spending while keeping the experience fun.