---
title: Why Should I Upgrade to Yeeld Premium?
description: why should I upgrade?
---

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1. [Yeeld Support Centre](https://help.yeeld.com/?hsLang=en-gb)
2. [Account Management](https://help.yeeld.com/account-management?hsLang=en-gb)
3. [Managing Your Yeeld Account](https://help.yeeld.com/account-management?hsLang=en-gb#managing-your-yeeld-account)

# Why Should I Upgrade to Yeeld Premium?

## Discover the benefits of Yeeld Companion and unlock your Yeeld GBP Account, investments, advanced Penny AI, automations and exclusive rewards.

Why Should I Upgrade to Yeeld Premium?

Yeeld Companion is designed for people who want to do more than simply understand their finances.

While **Yeeld Connect** gives you powerful free insights by connecting your existing bank accounts, **Yeeld Companion** unlocks a complete set of financial products and intelligent tools designed to help you manage your money more effectively.

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Your Dedicated Yeeld GBP Account

Receive your own **Yeeld GBP Account** complete with:

- Sort code
- Account number
- Faster Payments support

Your Yeeld GBP Account becomes the hub for many of Yeeld's premium features.

---

Black Edition Visa Card

Order your **Physical Black Edition Visa Card** and create unlimited virtual Visa cards for online spending.

Manage everything from within the app, including:

- Freezing and unfreezing cards
- Viewing your PIN
- Replacing lost or damaged cards
- Creating virtual cards instantly

---

AI Money Automation

Take the manual work out of managing your money.

Create intelligent automations that can move money between your Yeeld products based on rules you define, helping you save, budget and organise your finances automatically.

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Investment Products

Open and manage investment products directly within Yeeld, including:

- Stocks & Shares ISA
- General Investment Account (GIA)
- Pension

Everything is managed from one place alongside your everyday finances.

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Saving Vaults & Goals

Organise your savings with dedicated Vaults and create goals to help you work towards the things that matter most to you.

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Advanced Penny AI

With more of your financial life managed through Yeeld, Penny has a deeper understanding of your finances.

This allows Penny to:

- Provide more personalised insights
- Spot opportunities to improve your finances
- Answer more detailed questions
- Help automate tasks across your Yeeld products

The more context Penny has, the more helpful she becomes.

---

Double Reward Points

Earn **2× Reward Points** when spending with participating merchants compared with Yeeld Connect users.

Your points can then be redeemed through the Rewards section of the app.

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Everything in One Place

Instead of using multiple apps to manage your finances, Yeeld Companion brings together:

- Your Yeeld GBP Account
- Visa cards
- Investments
- Savings
- AI-powered insights
- Money automation
- Rewards

All within a single app.

---

How Much Does It Cost?

Yeeld Companion costs **£4.99 per month**, collected by Direct Debit from your chosen bank account.

---

In Summary

If you're looking to move beyond simply tracking your finances, Yeeld Companion gives you the tools to take action.

From your own Yeeld GBP Account and Visa cards to investments, AI Money Automation, advanced Penny AI and enhanced rewards, Premium is designed to help you take greater control of your financial life.

- [Getting started](https://help.yeeld.com/getting-started?hsLang=en-gb#main-content)

    - [Opening an Account](https://help.yeeld.com/getting-started?hsLang=en-gb#opening-an-account)
    - [Navigating the App](https://help.yeeld.com/getting-started?hsLang=en-gb#navigating-the-app)
    - [Setting Up Your Profile](https://help.yeeld.com/getting-started?hsLang=en-gb#setting-up-your-profile)
- [Account Management](https://help.yeeld.com/account-management?hsLang=en-gb#main-content)

    - [Managing Your Yeeld Account](https://help.yeeld.com/account-management?hsLang=en-gb#managing-your-yeeld-account)
    - [Currency Wallets](https://help.yeeld.com/account-management?hsLang=en-gb#currency-wallets)
    - [Account Closure](https://help.yeeld.com/account-management?hsLang=en-gb#account-closure)
    - [Sending and receiving payments](https://help.yeeld.com/account-management?hsLang=en-gb#sending-and-receiving-payments)
    - [Confirmation of Payee (CoP)](https://help.yeeld.com/account-management?hsLang=en-gb#confirmation-of-payee-cop)
    - [Open Banking](https://help.yeeld.com/account-management?hsLang=en-gb#open-banking)
- [Payments and Transfers](https://help.yeeld.com/payments-and-transfers?hsLang=en-gb#main-content)

    - [Making Payments](https://help.yeeld.com/payments-and-transfers?hsLang=en-gb#making-payments)
    - [Transfers](https://help.yeeld.com/payments-and-transfers?hsLang=en-gb#transfers)
    - [Payment Issues and Troubleshooting](https://help.yeeld.com/payments-and-transfers?hsLang=en-gb#payment-issues-and-troubleshooting)
- [Yeeld Card Services](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#main-content)

    - [Card Issues and Troubleshooting](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#card-issues-and-troubleshooting)
    - [Yeeld Visa](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#yeeld-visa)
    - [Virtual Debit Card](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#virtual-debit-card)
    - [Contactless](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#contactless)
    - [3D Secure (3DS)](https://help.yeeld.com/yeeld-card-services?hsLang=en-gb#3d-secure-3ds)
- [Yeeld Connect](https://help.yeeld.com/yeeld-connect?hsLang=en-gb)
- [Security, Privacy and Fraud](https://help.yeeld.com/security-privacy-and-fraud?hsLang=en-gb#main-content)

    - [Security Features](https://help.yeeld.com/security-privacy-and-fraud?hsLang=en-gb#security-features)
    - [Fraud Prevention](https://help.yeeld.com/security-privacy-and-fraud?hsLang=en-gb#fraud-prevention)
    - [Privacy Policy and Data Protection](https://help.yeeld.com/security-privacy-and-fraud?hsLang=en-gb#privacy-policy-and-data-protection)
    - [Security Alerts and Notifications](https://help.yeeld.com/security-privacy-and-fraud?hsLang=en-gb#security-alerts-and-notifications)
- [Investing & Portfolio](https://help.yeeld.com/investing-portfolio?hsLang=en-gb#main-content)

    - [Investment Options Overview](https://help.yeeld.com/investing-portfolio?hsLang=en-gb#investment-options-overview)
    - [Products](https://help.yeeld.com/investing-portfolio?hsLang=en-gb#products)
    - [Risk Profiles](https://help.yeeld.com/investing-portfolio?hsLang=en-gb#risk-profiles)
    - [Tax-Efficient Accounts](https://help.yeeld.com/investing-portfolio?hsLang=en-gb#tax-efficient-accounts)
- [Rewards](https://help.yeeld.com/rewards?hsLang=en-gb#main-content)

    - [Rewards Programme](https://help.yeeld.com/rewards?hsLang=en-gb#rewards-programme)
    - [Tracking and Redeeming Rewards](https://help.yeeld.com/rewards?hsLang=en-gb#tracking-and-redeeming-rewards)
    - [Partnered Retailers](https://help.yeeld.com/rewards?hsLang=en-gb#partnered-retailers)
- [Customer Support and Feedback](https://help.yeeld.com/customer-support-and-feedback?hsLang=en-gb#main-content)

    - [Customer Support Channels](https://help.yeeld.com/customer-support-and-feedback?hsLang=en-gb#customer-support-channels)
    - [Support Hours and Availability](https://help.yeeld.com/customer-support-and-feedback?hsLang=en-gb#support-hours-and-availability)
    - [Escalation Process](https://help.yeeld.com/customer-support-and-feedback?hsLang=en-gb#escalation-process)
    - [Feedback and Suggestions](https://help.yeeld.com/customer-support-and-feedback?hsLang=en-gb#feedback-and-suggestions)
- [Penny (AI Assistant)](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#main-content)

    - [Introduction to 'Penny'](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#introduction-to-penny)
    - [Core Features of Penny](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#core-features-of-penny)
    - [Engaging with Penny](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#engaging-with-penny)
    - [Visual Aids and Insights](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#visual-aids-and-insights)
    - [Performing Actions with Penny](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#performing-actions-with-penny)
    - [Summary Reports with Penny](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#summary-reports-with-penny)
    - [Support and Escalation](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#support-and-escalation)
    - [Limitations and Premium Features](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#limitations-and-premium-features)
    - [Compliance and Sensitivity](https://help.yeeld.com/penny-ai-assistant?hsLang=en-gb#compliance-and-sensitivity)
- [Complaints](https://help.yeeld.com/complaints?hsLang=en-gb)