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Does Yeeld Offer Overdrafts or Loans?

Understanding Yeeld’s current borrowing options

No – Yeeld does not currently offer overdrafts or personal loans.

Our focus is on helping you understand your finances, build healthy money habits, and reach your savings or investment goals without encouraging unnecessary borrowing.

Instead of offering credit, we provide powerful tools like:

  • Penny, your AI financial assistant, who helps you stay on top of spending and budgeting

  • Piggy Banks, to help you set savings goals and build towards them in your own way

  • Insights and Smart Suggestions, which use your real transaction data to offer practical, money-saving recommendations

We’re here to support better financial decisions, not debt. If you're struggling with borrowing or managing money, you can reach out to organisations like StepChange or MoneyHelper for free, impartial advice.