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Managing Bills and Expenses with Penny

Instructions on how Penny helps users monitor their expenses, track upcoming bills, and better understand their spending habits

Penny supports users in managing their financial commitments and keeping track of their expenses:

  • Tracking Expenses: Users can ask Penny to display their spending by categories, such as groceries, dining, or utilities. Penny can provide an overview of this data in the chat and direct users to the app’s expenses page via a button for more detailed information.

  • Upcoming Bills: While Penny cannot pay bills or handle any payment processes directly, she can remind users about upcoming bills based on their transaction history. Users can get a summary of what is due soon and navigate to the relevant section in the app using a button provided by Penny.

  • Subscription Monitoring: Penny helps users identify recurring subscription payments and their frequencies. While she cannot cancel subscriptions herself, she provides insights to help users manage these recurring expenses.

Penny's features are designed to help users stay aware of their spending habits and upcoming financial obligations without directly handling any transactions.