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Where is 'Penny'?

Penny is available throughout the Yeeld app, helping you analyse your finances, understand transactions, and get answers exactly where you need them.

Penny is integrated across the entire Yeeld experience, making it easy to access financial insights wherever you are in the app.


Main Penny chat

The primary way to interact with Penny is through the centre button on the navigation bar.

This opens Penny's full chat experience, where you can:

  • Ask questions about your finances
  • Explore spending habits
  • Set savings goals
  • Understand your investments
  • Learn about Yeeld features
  • Get personalised financial insights

This is where you'll have the most powerful and comprehensive conversations with Penny.


Penny Snapshot in Accounts

You'll also find Penny Snapshot directly within the Accounts section.

This gives you quick AI-powered search and analysis without needing to open a full chat.

For example, you can search for:

  • "Car"
  • "Coffee"
  • "Amazon"
  • "Subscriptions"
  • "Holiday"

Penny will instantly analyse your financial data and show relevant transactions, spending patterns, and insights.

For example, searching "Car" may show:

  • Fuel purchases
  • Insurance payments
  • Vehicle maintenance
  • Road tax payments
  • Parking charges

This makes it easy to quickly understand spending in a specific area of your life.


Penny throughout the app

You'll also find "Chat to Penny" buttons embedded throughout Yeeld.

These appear in places such as:

  • Individual transactions
  • Investment portfolios
  • Account summaries
  • Spending analysis pages
  • Other supported financial products

These shortcuts allow you to start a conversation with Penny about a specific item without needing to explain the context.


Why contextual Penny is useful

Instead of asking:

"Can you tell me more about this transaction from three weeks ago?"

You can simply tap "Chat to Penny" directly from the transaction.

Penny already knows what you're looking at and can immediately help explain:

  • What the transaction was
  • How it fits into your spending
  • Whether it's recurring
  • How it compares to previous activity

The same applies to investment portfolios, accounts, rewards, and other areas of the app.


In summary

You can find Penny:

  • In the centre of the navigation bar for full conversations
  • Inside the Accounts section through Penny Snapshot
  • Embedded throughout the app via "Chat to Penny" buttons

Wherever you are in Yeeld, Penny is never more than a tap away.